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Standby Letter of Credit Monetization (SBLC) - Owned

Instrument & Service Description:

Complete Non-Recourse Bank Guarantee Monetization for owned SBLCs.

A non-recourse Funding is a type of loan where the lender's recovery options are limited to the collateral securing the loan. If the borrower defaults, the lender can seize the collateral but cannot pursue the borrower for any additional compensation, even if the collateral's value is insufficient to cover the full loan amount. This means the lender has no "recourse" beyond the collateral.

Key points about non-recourse loans:

Collateral-based: The loan is secured by specific assets, such as real estate, equipment or Financial Instrument

No personal liability: The borrower’s personal assets are not at risk; only the pledged collateral is.

Common in real estate: These loans are often used in commercial real estate transactions, where the property itself is collateral.

While non-recourse loans offer less risk to borrowers, they usually come with stricter qualification requirements or higher interest rates to compensate the lender for the additional risk.

A Line of Credit (LOC) is a flexible loan arrangement that allows individuals, businesses, or institutions to borrow up to a predetermined limit, withdraw funds as needed, and repay them either in full or in installments over time. The borrower can access the available credit at any time, as long as the maximum limit is not exceeded.

5 Reasons to use Ice Invest Capital Trading to deliver Letter of Credit (LC) for you:

Key Features of a Line of Credit (LOC):

72 Hour Delivery

Any Country

We will issue Letters of Credit (LC) for the import/export of goods from ANY country.

Any Currency

Lower Fees

Less Restrictive

Here’s a breakdown of how a Line of Credit (LOC) works:

Key Features of a Line of Credit (LOC):

72 Hour Delivery

A set amount of money that you can borrow up to but not exceed. You can withdraw funds as needed up to this limit.

Any Country

Any Currency

Lower Fees

Less Restrictive

Here’s a breakdown of how a Line of Credit (LOC) works:

Key Features of a Line of Credit (LOC):

72 Hour Delivery

A set amount of money that you can borrow up to but not exceed. You can withdraw funds as needed up to this limit.

Any Country

Any Currency

Lower Fees

Less Restrictive

Types of Lines of Credit:

Personal Line of Credit (PLOC):

Used by individuals for personal needs such as home improvements or emergencies.

Business Line of Credit:

Used by businesses to manage cash flow, purchase inventory, or fund operational needs.

Home Equity Line of Credit (HELOC):

Secured by the equity in your home, often used for large expenses like renovations.

A Line of Credit is a useful financial tool for managing variable cash needs, offering flexibility and control over how and when funds are used.

Monetization with us requires a secure LOC which the instrument is swift to through MT760, the LOC is what monetizes the instrument or fund the client via the Non-recourse route, If a client does not have a Client of Trading/Credit account, they can either open one with us or Lease an Investors Line if credit for their Monetization need.

We offer 1 types of Bank Guarantee Monetization settlement methods:

Bank SWIFT

We use the Bank SWIFT Network to have the Standby Letter Of Credit (SBLC) delivered Bank to Bank using SWIFT MT799 followed by SWIFT MT760.

Ice Invest Capital Trading Monetization services are ideal for clients looking to Discount, Monetize, or create an immediate Non Recourse loan against a Leased or Owned Standby Letter Of Credit (SBLC) that they control. The SBLC Monetization process for Owned Standby Letter Of Credit (SBLC) issues Non Recourse funds as a discount to the Client shortly after the Standby Letter Of Credit (SBLC) is delivered to the Monetizer LOC Account

Important

Our contracts also include the monetizer returning the Leased Standby Letter Of Credit (SBLC) to the Issuing bank 15 days prior to the SBLC expiration. This is a critical requirement of most Leased Standby Letter Of Credit Issuers. Though a continuous leasing fee can be contracted if the client see reason to continue, this is only applicable to a leased SBLC.

Standby Letter Of Credit Monetization LTV: Owned Standby Letter Of Credit.

⦁ $10 to $50M Standby Letter Of credit - 25% to 75% non-recourse Discount.

⦁ 50M+ Standby Letter Of Credit - 35% to 93% non-recourse Discount.

⦁ LTV is dependent on the Issuing bank Rating, Instrument Value and is likely to grow.

Estimated Completion Time:

⦁ 7 to 14 Days after all documents are signed and verified or 3 to 4 Days After Instrument Delivery on SWIFT.

⦁ WE do not offer Euroclear Monetization.

Monetization Requirements.

⦁ A Line of credit Account Opening with Minimum Account Balance Requirement.

⦁ Client Checking or Current Account Opening. (For Credit Payment).

⦁ 7 to 14 Days after all documents are signed and verified or 3 to 4 Days After Instrument Delivery on SWIFT.

⦁ WE do not offer Euroclear Monetization.

Monetization Requirements.

⦁ A Line of credit Account Opening with Minimum Account Balance Requirement.

⦁ Client Checking or Current Account Opening. (For Credit Payment).

Note
Without a Client Line of Credit or Trading Account, Monetization is impossible. If you wish to monetize your Instrument with us, Please contact us for LOC requirements. Please read more here

In Order to Protect Our Trading Platform from Money Laundry Act, we do not payout Monetization or Discount credit to client owned designated checking accounts, Client payout outbound from Client Checking account processed by Aramco Trading.

Example

We Practice a Fiduciary and Trustee Account Management System. Trading is a combination of Multiple Account Identity.

Note:

We are a host of Line of Credit Accounts Investors.

Please Visit the FAQ for more information.

Note:

We are a host of Line of Credit Accounts Investors.

Please Visit the FAQ for more information.

Example

We Practice a Fiduciary and Trustee Account Management System. Trading is a combination of Multiple Account Identity.

Note: We are a host of Line of Credit Accounts Investors.

Please Visit the FAQ for more information.

Brokers & Consultants:

⦁ Always 100% Protected & Respected

⦁ Healthy Commissions Paid

⦁ Be Direct to the Finance Source, NOT in a Broker Chain!

⦁ We offer 3 Profitable Broker Levels

⦁ Always 100% Protected & Respected

⦁ Healthy Commissions Paid

⦁ Be Direct to the Finance Source, NOT in a Broker Chain!

⦁ We offer 3 Profitable Broker Levels

⦁ Always 100% Protected & Respected

⦁ Healthy Commissions Paid

⦁ Be Direct to the Finance Source, NOT in a Broker Chain!

⦁ We offer 3 Profitable Broker Levels

Closing Process - SWIFT

⦁ After execution of the Bank Guarantee Monetization contract by both parties the Client will instruct his bank to send SWIFT MT799 to the bank coordinates provided by the Monetizer.

⦁ The Monetizers bank on receipt of the SWIFT MT799 from the clients bank will reply with a SWIFT MT799.

⦁ On receipt of the Monetizers bank SWIFT MT799 the Clients bank will deliver the Bank Guarantee (BG) by SWIFT MT760 to the Monetizers bank.

⦁ Upon receipt, confirmation and delivery of the SWIFT MT760 the Bank Guarantee Monetizer will within maximum four (7) banking days grant a Non Recourse Loan for the LTV as agreed from its nominated bank to the Client.

⦁ The Bank Guarantee Monetizer agrees to return the Bank Guarantee (BG) unencumbered fifteen (15) calendar days before the 1 year anniversary of the signed contract between the parties.